Satisfactory Academic Progress (SAP) Policy

Federal regulations require all students receiving Title IV Financial Aid to maintain Satisfactory Academic Progress (SAP). Title IV Financial Aid Programs include: Pell Grant, Supplemental Educational Opportunity Grant (SEOG), Teacher Education Assistance for College and Higher Education Grant (TEACH), Perkins, Direct Subsidized Stafford Loan, Direct Unsubsidized Stafford Loan, PLUS and GRAD PLUS Loans, and Work-Study.

To meet the SAP requirements for federal aid, students must meet the standards indicated below at the end of each semester. Students must earn a minimum GPA (qualitative measure), successfully complete a minimum percentage of credits (quantitative measure), and must be able to graduate within a maximum timeframe. Courses/Credits which have been granted scholastic amnesty are still reviewed for SAP. Failure to meet any of the SAP requirements will result in a loss of eligibility for federal financial aid.

Qualitative Measure of Progress (GPA Requirement)

The qualitative requirement defines the minimum GPA that must be earned at the end of each semester. An incomplete grade (I-grades) will be treated as an F for the purpose of SAP. Repeated courses will be included in the GPA calculation, but grade suspended courses will not be included in the GPA calculation. New transfer students should note that effective Summer 2013, quality points (grades) from other schools will not be used in the cumulative GPA for UNO's SAP review. A UNO student must maintain the following cumulative GPA at the end of each semester:

Minimum Cumulative GPA

Undergraduate Students 2.0 or higher
Post Baccalaureate Students 2.0 or higher
Graduate Students 3.0 or higher

Quantitative Measure of Progress (Pace & Maximum Timeframe Limit)

The quantitative requirement contains two components, Pace and Maximum Timeframe. All credit hours/courses attempted at UNO are counted in the attempted/earned calculation, including scholastic amnesty credits, remedial courses, and courses assigned a W, I, AU, XF, UW, P/S/U, NG, F. Transfer credit hours/courses attempted at a regionally accredited school will count in the Pace and Maximum Timeframe. Repeated and grade suspended courses will be counted each time a student attempts the course, however, the course can be counted only once for earned credit towards the degree. A UNO student must meet the following Pace and Maximum Timeframe requirements at the end of each semester:


  • All students must successfully earn credit for 70% of the courses attempted at UNO.
  • Students transferring into UNO must have successfully completed 70% of the courses/credits attempted at regionally accredited schools.

Maximum Timeframe Limit

  • All undergraduate students who have not officially graduated with their first baccalaureate degree must be able to complete their primary degree at UNO within 180 attempted hours regardless of the number of majors.
  • Post baccalaureate students may receive their eligible federal aid award up to 225  attempted hours, which will include all courses/credits pursued as an undergraduate student.
  • Graduate students maximum timeframe limit is based on individual program of study.
Find maximum timeframe for federal aid based on program

Evaluation and Notification of Eligibility

A student's SAP status will be reviewed after grades are posted at the end of each semester. If a grade change or incomplete grade is updated after grades are posted, the student may submit a SAP Re-Calculation Request Form for a manual SAP review. Students failing to meet the SAP requirements the first time will be placed on financial aid warning for one semester, and they will be notified via their UNO e-mail account. Students failing to meet the standards for the next semester will then be placed on financial aid suspension and financial aid eligibility will be suspended until (s)he meets all SAP requirements.

Download the SAP Recalculation Request Form

Financial Aid Warning

A financial aid warning period of one semester will be assigned to students who fail to make satisfactory academic prog­ress. Students will remain eligible for financial aid during the warning period. Those who fail to meet the requirements at the end of the warning period will be placed on suspension the following semester and will no longer qualify for financial aid.

The following students will NOT qualify for financial aid warning:

  • Students who have resigned and/or failed all courses during their last semester of enrollment.
  • Students who were scholastically dropped from the university their last semester of enrollment.
  • Students who cannot graduate within the maximum timeframe limit or who have already exceeded the limit.

Financial Aid Suspension

Students who do not qualify for warning or who fail to meet the SAP requirements at the end of their warning period will be placed on financial aid suspension. Students on financial aid suspension are NOT eligible to receive federal financial aid until they meet all SAP requirements.

Regaining Eligibility

Students may regain financial aid eligibility by meeting all of the SAP requirements or through an approved SAP Appeal. Sitting out for a period of time or paying for classes without financial aid will not reestablish SAP eligibility. If the student does not appeal or an appeal is not approved, the student must then plan to pay for each period of enrollment until the minimum GPA and Pace requirements are met. Students who cannot graduate within the maximum timeframe or have exceeded the limit will not be able to regain their eligibility on their own academic merit, but may submit an appeal.

SAP Appeal Process

If a student encounters an unexpected circumstance that affected his/her academic performance or prolonged his/her academic career, (s)he may submit a SAP Appeal. The complete instructions for submitting a SAP Appeal and examples of eligible circumstances can be reviewed (see link below). Students are limited to two SAP Appeals during their academic history at UNO. The appeal must be submitted with accompanying supporting documentation, by the published deadline date. Financial aid appeal decisions are final.

See instructions for SAP Appeal

Financial Aid Probation

If an appeal is approved for one semester, the student will be placed on financial aid probation and will be eligible to receive his/her federal aid for one semester. The student will have to meet all SAP requirements at the end of the probation period in order to continue to receive federal aid. If the student does not meet all of the SAP requirements at the end of the probationary period, the student's financial aid eligibility will be suspended until (s)he meets the SAP requirements.

Academic Planning

If an appeal is approved on a continuous basis, the student will be able to receive his/her eligible federal aid as long as (s)he meets the conditions of his/her approved appeal and follows his/her academic plan. If a student switches his/her major while on a continuous appeal, (s)he will have to submit another appeal and may do so only if the student has not met the two appeal limit. All approved continuous appeals require SAP Counseling and academic advisement.